Bricklayers Insurance

Like most other businesses the main insurance for bricklayers is public liability insurance. This covers your negligent acts that lead to personal injury or property damage. 

This is a must-have policy when working in construction for a number of reasons. One of the main reasons is the high frequency of claims relating to personal injury. With many employees and contractors working on the one job site the chance of injuring another contractor is high. 

Personal injury claim costs are also increasing significantly compared to previous years so having a public liability insurance for bricklayers is an absolute must for your business.

Your tools and equipment usually need to come with you from job to job so having these insured while your on the move is crucial. There are many instances that could occur where your tools or equipment could need to be replaced.

Common insurance claims that we see are for stolen tools out of vehicles, damaged equipment in the event of a car accident and owners damaging the equipment while in use. 

Commercial Motor Vehicle Insurance is designed for trade use commercial vehicles. This means that the policies tend to have more cover for the things that are common on trade vehicles. 

For example, commercial motor policies generally have higher limits for modifications, attachments, signage, and emergency repairs. 

Motor vehicle insurance for bricklayers can cover utes, trucks or equipment like compactors and other light machinery.

Personal accident and illness cover should be apart of your bricklayers insurance package. 

A tradie will usually rely on their own skills and craftsmanship to produce the income for their family. If you are injured or unable to work then supporting yourself and your family could be extremely difficult. 

Taking out cover to protect yourself should always be considered for business owners.