Earthmoving Insurance

One of the most important earthmoving insurance policy is your public liability insurance. Public liability insurance for earthmovers will cover your liability for working on site and also the operation of your machinery. 

For example, if you were digging a trench and didn’t erect any signage which caused someone to fall and injure themselves this would typically be covered under your public liability insurance. The same can be said if you were digging and damaging underground infrastructure.

Your plant and equipment insurance is also a vital component to a comprehensive earthmovers insurance policy. Most earthmoving companies have various pieces of machinery that are typically used on both a dry hire and wet hire basis depending on your business. 

Covering your plant and equipment doesn’t have to be difficult or expensive when dealing with a dedicated earthmovers insurance broker. We work with business owners and single operators to get the most out of their policy. 

Our earthmoving equipment insurance policies also have the flexibility to offer cover for machinery that is hired in with a blanket cover being specified on your policy should you need it. 

It’s not uncommon for earthmovers to have trucks floating their equipment from site to site along with carrying dirt and gravel. 

We can either have a combined commercial motor, plant and equipment policy for ease and convenience or we can split the commercial motor insurance, if more competitive to do so. Having an insurance broker working out the best option for you can be a great benefit to you by getting the best structure for your business. This allows us to make sure that your policy is competitive without compromising on cover.