Tilers Insurance

Public liability insurance for tilers will generally cover them for personal injury or property damage which is caused while providing their business activities. A Public liability insurance protects you against a significant financial loss occuring against your business. 

Public liability insurance for tilers generally don’t cover things like faulty workmanship unless is causes personal injury or property to the general public. As trade and construction workers tend to hold more responsibility under contracts with builders and other head contractors it may also be worth considering errors and omissions cover in your tilers insurance policy. 

We are finding that we are recommending this to a large number of trade contractors as this broadens out your scope of cover from just personal injury and property damage to any financial loss. For example, if you laid a house with tiles and then found after a client inspection that the wrong tiles have been laid an errors and omissions cover would likely provide cover for the replacement of the correct tiles. 

Along with most other trade contractors there are two main things that a tradie needs to do their job, their hands and their tools. Take one of these away you’ll have trouble getting your job done.

Our tiling insurance packages can also include cover for your tools and equipment Australia-wide. This gives you the peace of mind that your tools are covered on site, in locked tool boxes of your ute, in a storage shed or anywhere else they are taken. 

For smaller valued items you can take out an unspecified tools insurance for tilers covering a dollar value instead of a specific item. For higher valued items, you can insure them as specific items on your policy.

Your motor vehicle is usually your portable office on wheels. Tradies generally fit out their utes with storage, vehicle wraps, upgraded protection and as such you should insure your vehicle for commercial use.

Although some insurers will allow you to insure your vehicle under a private motor policy most of our tilers insurance policies will recommend a commercial motor vehicle insurance due to the higher cover limits.

Just like the portable tools cover above, your business needs tools and hands to get the job done right. You’ve insured your tools but have you insured your hands? 

Under a personal accident and illness policy you can insure more than just your hands. This policy is designed to cover tilers against injuries that take them off work longer than 7 days. 

7 days is the shortest waiting period however, other options are available like 14, 21 and 28 days in return for a cheaper premium. 

When speaking with our team about your tiling insurance, we can provide you with options to cover you for personal accident and injury as well.