Commercial motor insurance is another important element of mining contractor insurance. Having commercial motor insurance means that should an accident occur, you won’t be without transport. However, when shopping for motor insurance policies, it is important to be diligent in checking what potential policies do and don’t cover. Some commercial vehicle insurance only covers light trucks and cars. If you require coverage for heavy vehicles, make sure this is part of your coverage. Another area to look out for is whether your policy covers vehicle attachments such as toolboxes, custom trays, mounted compressors, and suspension upgrades, which can be a substantial business investment. Should an accident occur, you want to make sure those costly upgrades are protected, which is why we offer tailored coverage options with higher limits for these modifications. Whether it’s a minor repair or a complete write-off, you can rest easy knowing that you will be back on the roads without draining your business savings.