Mining Contractor Insurance

We’ve got you covered when it comes to mining contractor insurance. We understand that finding the perfect policy for your needs can be challenging, whether you’re just starting out or simply looking for a better deal. That’s why we offer tailored packages specifically designed to tackle the unique challenges faced by mining contractors.

Mining contractor insurance that meets your needs

Mining contractor with insurance policy stepping onto heavy machinery

Mining contractor insurance offers crucial protection for you and your business, ensuring you’re covered in case of any unfortunate events. Typically, mining contractors’ insurance includes public liability insurance, portable tools insurance, and commercial vehicle insurance. The specific type of mining contractor insurance that is right for you will depend on your unique business needs and budget. 

It is important to note that mine sites are usually excluded locations on standard insurance policies, meaning that you may be paying for a policy but not actually be covered. That’s why we have carefully designed mining contractor insurance packages to help you navigate the complexities of finding the right policy and providing comprehensive coverage for your business.

What policies do mining contractors need?

At Insurance for Tradies, we understand the unique demands of your occupation and offer customisable policies that can include coverage for a range of services including:

Public liability is an essential part of mining contractors’ insurance. It provides you with protection in the event that a claim is made against you or your business while carrying out your work. Public liability insurance offers financial coverage against injuries, property damage, and legal claims. Often, some form of public liability insurance is mandatory before you are able to enter a site, making it a crucial pillar in mining contractor insurance. We all know that mistakes and accidents can happen easily. With public liability insurance, you can keep doing what you do best knowing you’re covered.

Your tools are an integral and costly part of your business, and they help you get the job done. So, what would you do if they got lost, damaged, or stolen? With portable tools insurance, you don’t have to worry. Portable tools insurance protects your business by providing financial coverage for your equipment, should something happen to it. We understand that many miners need to travel for work, which is why our policies ensure that your tools are protected no matter where you are in Australia. Your equipment is the backbone of your business, which is why portable tools insurance shouldn’t be overlooked when you’re weighing up your mining contractor insurance options.

Commercial motor insurance is another important element of mining contractor insurance. Having commercial motor insurance means that should an accident occur, you won’t be without transport. However, when shopping for motor insurance policies, it is important to be diligent in checking what potential policies do and don’t cover. Some commercial vehicle insurance only covers light trucks and cars. If you require coverage for heavy vehicles, make sure this is part of your coverage. Another area to look out for is whether your policy covers vehicle attachments such as toolboxes, custom trays, mounted compressors, and suspension upgrades, which can be a substantial business investment. Should an accident occur, you want to make sure those costly upgrades are protected, which is why we offer tailored coverage options with higher limits for these modifications. Whether it’s a minor repair or a complete write-off, you can rest easy knowing that you will be back on the roads without draining your business savings.

How can we help you?

We keep our processes quick, simple and affordable. If you want a quick quote straight away and don’t want the hold music, give us a call.

Why choose us to help with your insurance policy?

At Insurance For Tradies, we understand how tricky finding quality insurance can be when running a business – especially when there are multiple policies you need to manage. That’s why IFT offers affordable, customisable plans which allow our customers to pick only the coverages they need, making us the perfect solution for all your insurance needs. With years of experience in providing tailored, competitively priced insurance policies, you can have peace of mind knowing your business is protected.

Here are some reasons why you should choose IFT:

  • Affordable premiums
  • Multiple policy options available to suit the size and scope of your mining business
  • Experienced customer service team
Man working on heavy machinery with mining contractors insurance policy in place

Frequently asked questions about mining contractors insurance

Almost every industry requires some sort of insurance to protect themselves, their employees, and the business as a whole. The mining industry, in particular, is a high-risk field, making insurance that much more important. Mining contractors’ insurance helps mitigate financial risks, protects against unforeseen events, and ensures compliance with legal and contractual obligations. It provides a safety net allowing you to focus on your work with greater peace of mind.

There are many different mining contractor insurance options available for those in the mining industry. For a completely comprehensive package, we recommend public liability insurance, commercial vehicle insurance, and portable tools insurance. However, depending on the size of your business and the projects you work on, you may want to explore different policy options such as professional indemnity and income protection insurance to ensure you’re covered from a variety of risks.

The cost of mining contractor insurance varies depending on multiple factors, including the size of your business, the projects you work on, and the scope of coverage you require. Contact our team today to learn more about the different policy options available for you and receive a tailored quote from one of our experts.

Like standard car insurance, mining contractor insurance policies typically only cover accidental damage, theft, and loss of your equipment, rather than breakdowns and mechanical problems. As part of our mining contractor insurance packages, we recommend taking out portable tools insurance so that your tools are protected. If you usually operate with heavy machinery, you may also require plant and equipment insurance, which protects you in the instance that something happens to your equipment throughout its lifecycle on a busy worksite.

Having a solid public liability policy as a part of your mining contractors’ insurance is key to financially protecting yourself and your business against any injuries, property damage, or legal claims. It is important for mining contractors specifically as the risk of accidents or injury is enormous, and so is the cost associated. It is crucial to ensure that you have the right insurance in place to avoid the financial hardship that may occur if you are not properly insured.

We recommend public liability, commercial motor, and portable tools insurance as part of our mining contractor insurance. However, if you operate in remote or hazardous environments, you may require more specialised insurance coverage to address the specific risks associated with this kind of work. This may include coverage options such as pollution liability, environmental damage insurance, or coverage for high-value equipment. If you think you might need more specialized coverage, our team can help assess what you need and get you the best deal on your policy.

Contact Us

Request A Quote